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Ms Rozeena is a 45-year-old, married woman, who has been running a small general store for the past two years. She is passionately doing her business to provide the family income. Her husband is not in a good physical shape to be employed, so Rozeena is working hard to have the basic necessities of life. She is a mother of five and is motivated to provide them with good quality food, health care, and education. By this time, she has attained a list of regular customers of her town.

In order to make her store fully stocked to cater to more customers time after time, she needs to purchase stock of rice, grains and sugar. For this she contacted Kashf Foundation and applied for a loan of PKR 25,000. She expects a boost in her earnings and wishes to spend the increased profit on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Rozeena to purchase stock of rice, grains and sugar, to resell in her store.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014