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Fozia is a 29-year-old married lady. She is very talented and excels in the work of making footballs. She has been running this business for two years and over this time she has become well known for providing good quality footballs. She sells them in the local market and to the people of her community. She has also hired some people to stitch footballs so she can meet the orders on time.

She has five children. Her husband is working as a laborer but his income is not enough to cover family expenditures. In order to meet the increasing demands of her customers she needs to purchase rubber bladders and spools of thread in large quantities. For this purpose she has applied for a loan of 25000 PKR from the Kashf Foundation. She dreams of providing her children with a good quality education through all her hard work in the business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 319
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Fozia to purchase rubber bladders and spools of thread in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014