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Gulnaz is 31 years old. She lives with her husband, two children and father-in-law in a small village in the district of Kaspi. Her husband, George, works as a baker and earns a monthly income. Gulnaz has two milk cows. She produces cheese and sells it in an open market at a good price. She is a very hardworking young woman and has much experience in her business.

Gulnaz has requested a loan to purchase a milk cow. After purchasing an additional milk cow, she will produce more cheese and increase her sales. Thus, her family's income will increase and they will be able to improve their living conditions. Gulnaz awaits you support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 73
    View loans »
    Georgia Loans Fundraising
  • $7,714,400
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Gulnaz to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Jan 17, 2013
Currency Exchange Loss:
Aug 17, 2013