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Nhet's Group
In this Group: Nhet, Seang, Sok
A villager named Nhet resides in a rural village of the Dambae district, in Cambodia’s Kampong Cham province. She is a 32-year-old, married woman and a mother of five dependent kids. Some of Nhet‘s children are students.

To support the family, Nhet has a business planting cassava, earning around 25,000KHR per day and saving around 10,000KHR, after offsetting the daily living expenses. Nhet, a third-time borrower with VisionFund (Kiva's partner), is leading a group of three female members to take out a loan in the amount of 3,400,000KHR in total. Nhet stated that with her two previous loans she was able to better run her cassava-planting business. This time, she will use her loan portion to cover the cost of labor for plowing her cassava field. Nhet hopes to earn as much income as possible from her current business, so that she can send all of her dependent kids to good schools and improve her family's lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nhet's Group's $850 loan helped a member to cover the cost of labor, for plowing the field where she cultivates cassava.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 18, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014