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Los Laureles  (Cuenca) Group
In this Group: María Manuela, Blanca Isdabel, Bilma Alejandrina, Gloria Natali, Norma Jhaquelin, Blanca Guillermina*, Luis Norberto
* not pictured
Los Laureles is a communal bank comprised of seven members (six women and a man), who all live in the village of Cumbe, in Cuenca, a place enshrined in vegetation, blessed with beautiful landscapes born of its mountainous surroundings, and whose centre is a happy mix of old and new architecture. The people there are charming and have a warm heart. They seek day after day to improve their standard of living by working hard and sparing no efforts. They grow crops or raise various kinds of animals, and, for the most part, also work in the city in various business sectors. They still uphold the culture and traditions of their forefathers.

Norma is one of the members of the group. Amiable, kind-hearted, hard-working, and full of fighting spirit, she has been a part of Los Laureles for three years.

She is twenty-eight and separated from her husband, with whom she has two children, aged 2 and 11. Her first daughter goes to a small school in their town. Norma lives in a house of her own.

Norma works as a cleaning lady Monday to Friday. She started when she was very young. At home, she raises pigs, chickens, and guinea pigs to sell.

Her new loan will go towards buying animals as well as feed.

Her goal is to add rooms to her house.
View original language description ↓
Los Laureles es un banco comunal que está formado por 6 socias y 1 socio quienes viven por los alrededores de la parroquia Cumbe en Cuenca, lugar que se encuentra rodeado de mucha vegetación, tiene hermoso paisajes formados por su accidentada geografía, su centro es una mezcla de la arquitectura antigua con la moderna. Su gente son personas amables y de un corazón muy cálido que buscan en el día a día mejorar su situación económica gracias a su esfuerzo y trabajo, laboran en la crianza de animales, agricultura y muchos laboran en la ciudad ejerciendo diferentes actividades, aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Norma, es una socia amable, gentil, luchadora y trabajadora que conforma el banco comunal Los Laureles desde hace 3 años.

La señora Norma tiene 28 años de edad, está separada de su marido pero en su unión conyugal ha concebido 2 hijos de 11 y 2 años de edad, su primera hija estudia en una escuelita de la ciudad. La casa en la que vive es propia.

Doña Norma trabaja en la limpieza de una casa, actividad que la desempeña desde muy joven y trabaja de lunes a viernes todo el día. En su casa se dedica a la cría y venta de cerdos, pollos y cuyes.

Su nuevo crédito lo va a invertir en la compra de cerdos, pollos, cuyes y alimento para animales.

Su meta es agrandar su casa.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Los Laureles (Cuenca) Group's $2,825 loan helped a member to buy pigs, chickens, guinea pigs, and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 4, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013