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Lilliam Del Carmen
Lilliam, a humble lady who completed secondary school, is now a single mother. She is separated and raises her children on her own. She went through a rough patch when her youngest child suffered an accident which warranted a surgical procedure. Though she felt very much alone at that moment, she thanks God that they managed to overcome it. She is full of fighting spirit and asks now for a loan to invest in her shop, where she sells basic grains, meat, tortillas, school supplies, spices, and fizzy drinks, among others. She needs to continuously renew her supply of these products in order to keep her shop going and to support her children.
View original language description ↓
Doña Lilliam, una señora humilde que ha cursado hasta el bachillerato, ahora es madre soltera, se ha separado de su esposo y ella es quien vela por sus hijos, ha pasado por tiempos malos cuando se le accidento su hijo menor a quien tuvieron que operar, se vio sola para salir adelante gracias a Dios eso ya paso ahora continua de frente solicitando crédito para invertir en su negocio que ahora es una venta donde ofrece granos básicos, carnes, tortillas, útiles escolares, sazonadores, gaseosas entre otros, todos estos productos son los que necesita comprar para mantener siempre activo el negocio y continuar apoyando a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,544,375
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Lilliam Del Carmen to buy supplies to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Feb 1, 2013
Currency Exchange Loss:
Jul 18, 2013