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Virginia
Virginia is 33 and has two sons aged 7 and 10, who go to school. She sells a dish made with sausage and chips, as well as hamburgers with or without chips. Her fast-food stand is located in the area of Villa Fátima. This is Virginia's first loan with the field partner. She will use it to buy the ingredients she needs, such as sausage, potatoes, and others. She faces many difficulties in her business, one being that she works nights, and as such could fall prey to some delinquent, or be assaulted by a drunkard or any other shady character that roams the night. In the rainy season, the cold puts her at risk of contracting a respiratory disease, and all the hard work she does could result in pulling a muscle or developing back troubles. She works very hard for the sake of her sons, and is planning to use the profits from her food stall to keep improving her business and to expand it. She hopes to save some money and improve her lot in life. Her greatest dream is to open a small restaurant or food shop of her own and to be able to give her two small children a better life.
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La Sra. Virginia tiene 33 años, tiene dos hijos que son de las edades de 7 y de 10 años, sus niños se encuentran en edad escolar, ella se dedica a la venta de salchipapas, hamburguesas simple y con papas en su puesto de venta que se encuentra en la zona de Villa Fátima, este préstamo es el primero que tiene con la institución, la Sra. Virginia va a usar este préstamo para compra de insumos como salchicha y papa y demás productos que utiliza para la elaboración de sus comidas, la Sra. Virginia enfrenta retos en su negocio que son el horario que tiene de venta ya que sale por las noches, la señora puede ser víctima de delincuentes, borrachos y demás personas que merodean por la noche, además del frio por la temporada de lluvia puede contraer enfermedades respiratorias, además de enfermedades musculares pero ella trabaja duro por el bienestar de sus hijos, ella va a utilizar los beneficios en la compra de insumos para seguir mejorando en su negocio y poder expandirse más y así poder ahorrar, y salir adelante. Su deseo de la Sra. Virginia es poder abrir su pensión de comida o snack propio y sacar adelante a sus dos hijos pequeños.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 77
    View loans »
    Bolivia Loans Fundraising
  • $29,428,225
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Virginia to buy ingredients to make the food she sells.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014