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Lucilo Nicolas

Update on Lucilo Nicolas

Lucilo lives in the city of Concepción in the neighborhood of Martinez, along with his wife and children. His wife is a merchant who sells fruits and vegetables, and she helps him with the household expenses.

Lucilo is a farmer who dreams of providing a better life to his family and above all to his children. With this new loan he will be able to perform maintenance on his pineapple crops. The local climate and the threat of diseases require that he provide a high level of attention to his crops.

He is grateful for the support that Kiva and Afodenic have provided and the trust that they have put in him.
View original language description ↓
El señor Lucilo habita en el municipio de la Concepcion en el barrio los Martinez junto a su esposa e hijos, ella es comerciante y le ayuda con los gastos del hogar, ya que vende frutas y verduras, el es agricultor, sueña con darle una mejor condicion a su casa y sobre todo a sus hijos, con este nuevo financiamiento podra darle Mantenimiento a su siembro de Piña ya que por el clima y las plagas requieren de un optimo mantenimiento, Agradece el Apoyo y la Confianza que Afodenic y fondos Kiva le han brindado.

Previous Loan Details

Sr. Lucilo Nicolás C. is 49 years old and resides in the neighborhood of Los Martínez in the town of La Concepción. He lives with his wife who works as a fruit and vegetable merchant in order to help with the household expenses. They have five children. The two older children help with the far... More from Lucilo Nicolas's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Lucilo Nicolas to purchase fertilizers and farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 15, 2013
Jan 16, 2013
Currency Exchange Loss:
Feb 17, 2014