Yamali is very grateful to Kiva lenders because with their help, she can make improvements to her home, which is made of adobe. She will reinforce the walls with good-quality material and with this improvement she will be able to have a better quality of life and above all, give her family a better quality of life and keep striving to realize her dream of having a master's degree in education.
Yamali está muy agradecida con los prestatarios Kiva ya que con la ayuda brindada podrá realizar mejoras en su vivienda, ya que esta es de adobe, ya que realizar un reforzamiento de paredes con material noble y con esta mejora podrá ayudarle a va tener una mejor calidad de vida y sobre todo poder brindarle a su familia una mejor calidad de vida y seguir luchando para lograr hacer realidad su gran sueño:” Tener una maestría en educación”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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