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Dallanna Geraldine
Dallana lives in the city of Ica, which is warm, surrounded by wonderful sand dunes and near the Oasis of Huacachina. She is young, with a contagious happiness and a strong desire to get ahead, which she says is very important to her.

Dallana had to work a job from a very early age because her parents had few economic resources. For this reason she was able to study only through secondary school, but she would have liked to go to university.

Dallana works daily in a cybercafé, where she works around eight hours each day and is in charge of waiting on the customers. At the same time she has a small business selling clothing to the people in her neighborhood. She believes she is getting ahead because she is responsible and above all honest.

Dallana is very grateful to Kiva lenders because it is thanks to their help that she will be able to buy merchandise such as shirts, polo shirts and pants, among others. In this way she will be able to offer a greater variety of products and increase her income, while at the same time continuing to work everyday to make her greatest dream a reality: to have her own home.
View original language description ↓
En la cálida ciudad de de Ica rodeada por las maravillosas dunas y sobre todo en la cual podemos encontrar la “laguna de Huacachina”, en esta ciudad vive Dallana, quien es una joven con una alegría contagiante y sobre todo tiene muchas ganas de salir adelante, ya que para ella es importante. Dallana trabaja desde muy joven ya que sus padres tenían pocos recursos económicos y por ello tuvo la necesidad de tener un empleo a corta edad, debido a ello solo pudo estudiar hasta el nivel secundario, pero le hubiera gustado estudiar una carrera universitaria.

Día a día Dallana trabaja en un cibercafé, ella labora alrededor de 8 horas al día y se encarga de atender a los clientes que frecuentan el local, asimismo tiene un pequeño negocio de venta de ropa y ofrece sus productos a sus vecinos de su barrio; ella cree que está saliendo adelante porque es responsable y sobre todo honrada.

Dallana está muy agradecida con los prestamistas Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería como polos, camisas, pantalones, entre otros, de esta manera ella podrá tener mayor variedad de productos y poder mejorar sus ingresos y seguir luchando cada día para poder hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 63
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $400 helped Dallanna Geraldine to buy merchandise such as shirts, polo shirts and pants, among others.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 2, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014