Dallana had to work a job from a very early age because her parents had few economic resources. For this reason she was able to study only through secondary school, but she would have liked to go to university.
Dallana works daily in a cybercafé, where she works around eight hours each day and is in charge of waiting on the customers. At the same time she has a small business selling clothing to the people in her neighborhood. She believes she is getting ahead because she is responsible and above all honest.
Dallana is very grateful to Kiva lenders because it is thanks to their help that she will be able to buy merchandise such as shirts, polo shirts and pants, among others. In this way she will be able to offer a greater variety of products and increase her income, while at the same time continuing to work everyday to make her greatest dream a reality: to have her own home.
Día a día Dallana trabaja en un cibercafé, ella labora alrededor de 8 horas al día y se encarga de atender a los clientes que frecuentan el local, asimismo tiene un pequeño negocio de venta de ropa y ofrece sus productos a sus vecinos de su barrio; ella cree que está saliendo adelante porque es responsable y sobre todo honrada.
Dallana está muy agradecida con los prestamistas Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería como polos, camisas, pantalones, entre otros, de esta manera ella podrá tener mayor variedad de productos y poder mejorar sus ingresos y seguir luchando cada día para poder hacer realidad su más grande sueño:” Tener su casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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