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Jessica Maribel
Jessica is a young woman of 21. She became a single mother before she reached adulthood. This has been the main obstacle she has faced, since it prevented her from studying. She finished primary school and hopes to continue studying for a technical high school degree with a specialty in nursing. She currently lives with her parents, Enrique and Carmen, who are 46 years old, and with her 3-year-old son. Together they live in a rural parish of the city of Quito, capital of the province and of Ecuador. Its name is Gualea, a parish located in the northwest of the province of Pichincha, which was the site of an Ecuadorian culture known as Los Yumbos. This place has great diversity of flora and fauna, as well as rivers and waterfalls from crystalline springs which attract tourists from within and outside the country. Thus, the inhabitants take advantage of the opportunity to offer tours, lodging services, food, and nature activities such as horseback rides, etc. Another means of production in the area is ranching, with the production of milk and meat, as well as agriculture with the production of sugar cane, yuca, corn, oranges, mandarines and papayas. Crafts produced by hand are also a business opportunity in the area; they are in demand due to the unique use of natural materials, such as seeds from the forest. Because of all this, the local authorities have taken care to create appropriate infrastructure so that all of its more than 2000 inhabitants have access to basic utility services.

Jessica has been supported by her parents to cover the necessities for herself and her son. However, having experience in milking cows since she was a girl, she decided to get involved in this business, where she has received help and advice from her parents for the past 2 years. She invests several hours a day in this work, without neglecting the chores of her home and the care of her little son. Now she is requesting a loan so that she can cover the expenses involved in returning to her studies, since she has always dreamed of being a nurse, and she thinks that now is the time to achieve this goal. Jessica is sure that the sale of milk will sustain her in covering the payments for the loan, without neglecting her obligations to her son. She is committed to giving him an excellent education and seeing him become a professional. Jessica is grateful to the Alternativa Foundation and to Kiva for the unconditional support they provide to the rural sector and to entrepreneurial people who need financial support.
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Jessica es una mujer joven de 21 años, se convirtió en madre soltera sin cumplir su mayoría de edad, lo cual ha sido el mayor obstáculo que ha tenido, pues sus estudios se vieron frustrados. Tiene cursados estudios de primaria y espera continuar sus estudios de bachiller especializándose en enfermería. Actualmente vive con sus padres Enrique y Carmen de 46 años y con su hijo de 3 años. Juntos viven en una parroquia rural de la ciudad de Quito capital de la provincia del Ecuador, su nombre es Gualea, parroquia ubicada al noroccidente de la Provincia de Pichincha, que fue residencia de una cultura ecuatoriana conocida como Los Yumbos. Es un lugar poseedor de diversidad de flora y fauna y además ríos y cascadas que son una fuente cristalina que atrae turistas nacionales y extranjeros, por lo que sus habitantes aprovechan la oportunidad para ofrecer tours, servicio de hospedaje, alimentación, deportes naturales como cabalgatas, etc. Otro medio de producción de la zona es la ganadería con la producción de leche y carne y también la agricultura con la producción de caña de azúcar, yuca, caña, maíz, naranjas, mandarinas y papayas. Las artesanías elaboradas a mano también son una oportunidad de negocio en el lugar, que son demandadas por el uso particular de materiales naturales como semillas del bosque. Por todo esto las autoridades locales se han preocupado por hacer instalaciones adecuadas para que todos sus más de 2000 habitantes tengan acceso a los servicios básicos.
Jessica ha sido apoyada por sus padres para cubrir las necesidades de ella y su hijo. Sin embargo al tener desde niña la experiencia de ordeñar vacas, decidió emprender con este negocio en donde recibe la ayuda y asesoría de sus padres desde hace 2 años. Invierte en esta actividad varias horas al día sin dejar de lado los quehaceres de su hogar y el cuidado de su pequeño hijo. Ahora solicita un préstamo para poder cubrir los gastos que implica el retomar los estudios, pues siempre soñó ser una enfermera y piensa que aún está a tiempo de cumplir esta meta. Jessica está segura de que la venta de leche le sustentará para cubrir los pagos del préstamo, sin dejar de lado las obligaciones con su hijo a quien se ha comprometido en darle una educación de excelencia siempre hasta verlo convertido en profesional. Jessica agradece a Fundación Alternativa y a Kiva por el apoyo incondicional que prestan al sector rural y a las personas emprendedoras que necesitan apoyo financiero.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,094,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jessica Maribel to start her studies as a nurse, so she can support her son.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 17, 2012
Listed
Jan 16, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013