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Julia
Julia is 45 years old and married to 53-year old Enrique. They have five children but only two still live with them: 23- year old Aime and 16-year old Katy. The four of them live in their own house located in a rural area.

Julia is a special woman. She is very happy to have successfully launched her children. She runs a small store in her house selling groceries and other basic supplies to the people in her neighbourhood. This brings in extra money since farming, a job she's had for ten years, is profitable except in times of drought. Then there are only losses, but income from the store helps overcome the problem.

Julia's main crops are peas, potatoes, and gladioli. After each harvest she sells them in the town's central market. During the farming season she travels to the capital where the profit is greater.

She is now planning to buy her own land. This month is a crucial time for planting the next crop of potatoes and vegetables, so Julia is seeking a loan to buy the seeds. This is her fifth loan with MFP and as a member of her community bank "las Truchitas de Yaroka”. She says that she feels she's on the right path and with help she can make progress.

She plans to spend the money buying several sacks of organic fertilizer as well as potato, pea, and gladioli flower seeds.
View original language description ↓
Julia tiene 45 años, esta casada con Enrique, de 53 años. Ambos tienen 5 hijos, pero solo viven con 2 de ellos: Aime, de 23 y Katy, de 16 años. Los cuatro como una gran familia viven, en su casa propia ubicada en una zona rural. Julia es una mujer como pocas, se siente feliz, de haber sacado adelante a sus hijos. Para ello puso una pequeña tienda de comestibles en su casa, ahí proporciona productos de primera necesidad a los pobladores de su comunidad. Con ello tiene un dinero extra, ya que la agricultura, actividad que se desempeña hace 10 años, le brinda buenas utilidades, pero en épocas de sequía, solo obtiene pérdidas, solventándose con ello. Sus principales productos son arveja, papa y gladiolos, los que después de cada cosecha los comercializa en el mercado central de su ciudad y en temporadas agrícolas, viaja a la capital para obtener mayores utilidades. Ahora ella está planeando comprarse sus propios terrenos agrícolas. Este mes es crucial para iniciar otras siembras de papas y hortalizas, por ello solicita de su apoyo para adquirirlos. Éste es su crédito número 5 con MFP y como integrante de su banco comunal “Las Truchitas de Yaroka”, afirma que se siente desarrollada y con mucho apoyo para poder salir adelante.
Invertirá el dinero en la compra de varios sacos de abono orgánico y algunas semillas de papas, arvejas y flores de gladiolos.

About Peru

  • $6,715
    Average annual income
  • 63
    View loans »
    Peru Loans Fundraising
  • $53,963,825
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,000 helped Julia buy sacks of organic fertilizer as well as potato, pea, and gladioli flower seeds.
99% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 19, 2012
Listed
Jan 16, 2013
Currency Exchange Loss:
Possible
Ended:
May 6, 2014