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Andrey is 29 years old, married and has two children that are his greatest priority. He wants to buy tools for his bamboo furniture workshop. He has been working at this activity for a year and he wants to grow his workshop and make it more productive.

This is the second loan he has received from FUDECOSUR and KIVA. He has not obtained other loans in state banks or cooperatives, but FUDECOSUR provided him the loan with better terms and a much lower interest rate.

Andrey wants to provide his children the education necessary to prepare them for the future so that they can more easily tackle the challenges of life.
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Andrey, tiene la edad de 29 años, es casado, y tiene 2 hijos que son su mayor prioridad. El quiere comprar herramientas para taller de muebles en bambú. Tiene un año que se dedica a esta actividad y quiere crecer y también desea que su taller sea muy productivo. Es el segundo préstamo que ha recibido de FUDECOSUR y de KIVA. No ha realizado otros préstamos en bancos estatales o Cooperativas, pero FUDECOSUR le brindó el préstamo con mayores facilidades y la tasa de interés es mucho más baja. El también tiene el deseo de brindarle a sus hijos la educación necesaria para que sean en el futuro personas preparadas y puedan enfrentar de manera más fácil la vida.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 43
    View loans »
    Costa Rica Loans Fundraising
  • $4,436,225
    Funds lent in using Kiva
  • 498.0
    Costa Rica Colones (CRC) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,025 helped Andrey to buy tools with which to make bamboo furniture.
99% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 16, 2013
Currency Exchange Loss:
Feb 20, 2015