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Emperatriz is a very enthusiastic and hardworking woman. Her home is located in the city of Ocoña, where the weather is hot and the best rice in the world is grown, as well as beans, chickpeas, and other crops. Whenever Maria has some free time, she enjoys watching movies with her family. She is married and has two children, for whose happiness she gives her life. She also enjoys making her favorite dish, which is chicken stew. Due to limited financial resources she was only able to get a high school education, but she would have liked to attend university. That is why she works hard every day so that her children can become respectable people.

Full of enthusiasm, Emperatriz works as a farmer on her small piece of land. She dedicates around ten hours per day to her business. She believes the reasons why it is going well is because she is a very hard worker and she can count on her husband's support.

Emperatriz is very grateful to Kiva lenders because thanks to their help she will be able to maintain her crops by purchasing fertilizer and other supplies so that she can obtain a good harvest, which in turn will allow her to continue growing and fighting day by day in order to make her biggest dream come true: to become a homeowner.
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Emperatriz es una mujer muy entusiasta y trabajadora, su vivienda se ubica en la ciudad de Ocoña, ciudad de clima caluroso, y en donde se cultiva el arroz más rico del mundo, así como también los frejoles, garbanzo, entre otros. Cuando Maria tiene un tiempo libre le gusta ver películas al lado de su familia ya que es casada y tiene 2 hijos por los cuales ella da la vida con tal de verlos felices, también le gusta preparar su platillo favorito el cual es el Estofado de Pollo. Debido a sus pocos recursos económicos ella solo tuvo estudio secundarios, pero le hubiera gustado estudiar una carrera universitaria, por ello se esfuerza cada día para que sus hijos sean personas de bien.

Con mucho entusiasmo Emperatriz trabaja como agricultora en su pequeña parcela, ella le dedica a su negocio alrededor de 10 horas diarias; ella cree que le va bien en su negocio porque es muy trabajadora y tiene el apoyo de su esposo.

Emperatriz está muy agradecida con los prestamistas Kiva ya que gracias a la ayuda que le han brindado ella podrá dar mantenimiento a su cultivo como abonos, fertilizantes entre otros y poder tener una buena cosecha, con lo cual le permitirá seguir creciendo y poder seguir luchando cada día para hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,000 helped Emperatriz to purchase fertilizer and other supplies.
99% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 20, 2012
Jan 16, 2013
Currency Exchange Loss:
Aug 18, 2013