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Verije is in her late fifties and married, yet she has a disability--she was born somewhat deaf. She lives in the south-central of Albania with her husband in the suburbs of a little town.

For the past 10 years, Verije has been selling milk to locals, and this has been the only income for her and her husband. She has cows and takes great care of them. In order to increase sales of dairy products, particularly milk, she must buy another dairy cow, she said, and this is why she is requesting this loan.

This would be her first loan, yet she promises to pay it back on time because responsibility is her strongest character trait, she said while smiling.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,737,725
    Funds lent in using Kiva
  • 104.4
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Verije to buy a dairy cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 16, 2013
Currency Exchange Loss:
Jan 18, 2014