Check out some available loans that are similar to this one!
Norvin is from the city of Matagalpa. He is married, and he has four school-aged children. This young man is known for being a responsible, hard-working and honest person.

Currently, he is an active worker at a water and sewer service company. He has worked there as an equipment operator for more than 12 years, and he has shown himself to be a disciplined worker.

Norvin invests his salary in his household expenses and his children's education. He has a personal goal of building a house, but with his salary it is a bit difficult for him. For this reason, he is requesting the loan so he can use it to complete the purchase of some construction materials, such as sand, cement and sheet metal. He already has a portion of the materials, which he has been able to buy gradually with his savings.
View original language description ↓
Norvin es originario de la ciudad de Matagalpa, su estado civil es casado y tiene cuatro hijos todos en edad escolar, este joven se caracteriza por ser una persona responsable trabajadora y honesta.

Actualmente es trabajador activo de una empresa de servicio de acueducto y alcantarillado desempeñándose como operador de equipo desde hace mas de 12 años el cual ha mostrado disciplina laboral.

Norvin con su salario lo invierte en los gastos del hogar y educación de sus hijos, tiene en proyecto personal construir su casa pero con su salario se le hace un poco difícil es por tal razón que solicito el crédito para destinarlo para complementar la compra de algunos materiales de construcción tales como arena, cemento y zinc ya que el cuanta con cierta parte de materiales que ha venido comprando con sus ahorro.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Norvin to buy cement, sand and sheet metal to continue building his house.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Jan 16, 2013
Currency Exchange Loss:
Apr 16, 2014