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Hayk is 52 years old. He has lived and worked in the village of Syunik for around 25 years with his wife, sons and daughter. Before this, Hayk and his family lives in Azerbaijan, but during the conflict between Armenia and Azerbaijan he was forced to move back to his homeland with his family. At first, it was hard for Hayk to take care of his family. He admitted that it was easier to be in his homeland, of course, but it was not easy to start everything anew and in this difficult time also find work and feed the five children.

When Hayk finished agricultural college, he and his wife started working with farming in the village of Syunik. As a result, Hayk's family now has their own piece of land, where they grow grapes, vegetables and fruit. He also built a small greenhouse where he grows parsley, radishes, onions, coriander, dill, basil, rosemary and similar all year round. Hayk used the income to buy a tractor, which was necessary to him, and further he rents out the tractor to his fellow villagers, which also gives him income.

Currently Hayk and his family are happy and think of themselves as full citizens of their homeland and try to forget the fact that they used to be refugees. For the purchase of seeds, diesel, manure and approval for spring planting, Hayk needs a loan in the amount of 750 US dollars.
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Айку 52 года . Он примерно 25 лет живет и работает в селе Сюник с женой ,четырьмя сыновьями и дочкой. До этого Айк и его семья жили в Азербайджане, но во время Армяно- Азербайджанского конфликта он вынужден был переселится со своей семьей на родину. Сначала Айку было тяжело заботится о семье. Как он признался – на исторической родине конечно легче , но не легко было все начать заново и в эти тяжелые времена найти работу и прокормить пятеро детей. Так как Айк окончил сельскохозяйственный техникум – он с женой начал заниматься сельским хозяйством в селе Сюник . В результате у семьи Айка уже есть собственный участок земли, где они выращивают виноград, овощи и фрукты. Он построил также маленькую теплицу где круглый год выращивает петрушку ,редиску, лук, киндзу, укроп, базилик, розмарин и т.д. С прибылью от его хозяйства Айк купил трактор , который был ему необходим, а также Айк трактор сдает в аренду своим односельчанам, что также приносит ему прибыль .
Сегодня Айк и его семья счастливы и считают себя полноправными гражданами своей родины и стараются позабыть тот факт, что они бывшие беженцы.
Для покупки семян, дизтоплива , навоза и одобрения для весеннего посева Айку нужен кредит на сумму 750$.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Hayk to buy seeds, diesel fuel, manure, and approval for the spring planting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 17, 2013
Currency Exchange Loss:
Jun 17, 2013