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Hakilitoyerela Group
In this Group: Mariam B , Djatou , Minata , Fatoumata
The four members of the Hakilitoyerela group are mainly married women, averaging 40 years of age, with five children. They live mostly in polygamous families in Siekourani, a village in the Loulouni commune, Kadiolo district, the third administrative region of Mali.

They are on their 22nd loan with the Soro Yiriwaso microfinance, institution with the goal of meeting customer demand. All prior loans have been duly repaid.

Djatou, the first one seated on the right, is a member of the Hakilitoyerela group who cooks food for sale. She plans to use her loan to buy 200 kg [440 lbs] of rice, two loads of firewood and condiments (fresh tomatoes, cabbage, gourds onions, cucumbers, etc). She stocks up in Siekourani and in the nearby villages. She sells her cooked dishes by the paved road in Siekourani, every day and especially the days of the market, to a customer base composed of both men and women, for cash. She plans to earn an average monthly revenue of 90,000 West African Francs, a part of which will be used to pay off her loan with interest, and the other part for her savings. Her goal is to increase her sales volume and better meet customer demand.
View original language description ↓
Les quatre membres du groupe HAKILITOYERELA sont essentiellement de femmes mariées avec une moyenne d’âge de 40 ans, et en moyenne 5 enfants. Elles vivent la plupart dans des familles polygamiques à SIEKOURANI, un des villages de la commune de Loulouni, cercle de Kadiolo 3ème région administrative du Mali.
Elles sont à leurs vingt deuxième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle et tous les prêts passés ont été correctement remboursés.
DJATOU assise 1ère à droite fait de la restauration dans ce groupe de femmes HAKILITOYERELA.
Elle compte acheter avec son prêt 200kg de riz, 2 chargements de charrette de fagots et des condiments(tomates fraiche, choux, courge, oignon, concombre).Elle s’approvisionne SIEKOURANI et dans les villages environnants.
Elle vend ses plats alimentaires au abords du goudron à SIEKOURANI, tous les jours et surtout les jours de foire, à une clientèle composée d’hommes et de femmes, au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 90.000FCFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne.
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,609,175
    Funds lent in using Kiva
  • 493.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD