MARIAM (sitting, far right) is a member of the JIGUIYA group, and she buys and sells fruits and vegetables in Siekourani, Kadiolo, and Loulouni. She plans to use her loan to buy baskets of fresh tomatoes, cabbage, and bananas. She buys her goods from producers in Siékourani and in the surrounding villages. She sells her goods along the side of the road in Siékourani every day (and especially on the day of the fair) for cash to a clientele made up of both men and women.
She plans to earn an average monthly profit of 95,000 FCFA, part of which she will use to pay the interest on the loan and the rest of which she will save.
Elles sont à leurs vingt deuxième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle et tous les prêts passés ont été correctement remboursés.
MARIAM assise 1ère à droite fait l’achat vente des fruits et légumes entre Siekourani, Kadiolo et Loulouni dans ce groupe de femmes.
Elle compte acheter avec son prêt des paniers de tomate fraiche, de choux et de bananes. Elle s’approvisionne Siékourani et dans les villages environnants auprès des producteurs.
Elle vend aux abords du goudron à Siékourani tous les jours et surtout le jour de foire à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 95.000FCFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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