Gjin is a forty-four-year-old married father of three children, who are attending school. They live in a little town in the north of Albania. Gjin owns a mini-bus that he uses for the transportation of locals from the town to the capital city and back.
At the moment, the vehicle he uses to generate income needs repair. This is the reason why Gjin is requesting a loan of 200,000 Albanian Lek, in hopes that lenders will support him financially. Being the only one to provide financially for his family, he needs to repair the vehicle immediately if possible.
He had another loan in the past that has already been paid off.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.