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Shtjefni, age 48, earns a small income by working for a truck company. He earns only enough to supply the very basic needs of his family from this work, so he and his wife earn an additional income by selling dairy products from their own animals as well as by selling vegetables they have planted and harvested.

He and his wife have five children and live in northern Albania. Their eldest is 22 years old and the others are in their early to late teens.

Shtjefni owns a run-down home that he must renovate because the living conditions are very harsh on his family. To make these essential repairs, he is requesting his second loan after having successfully repaid his first.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 25
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 104.4
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Prenga to make essential repairs and renovations to the run-down home in which his family lives.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 16, 2013
Currency Exchange Loss:
Feb 17, 2014