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Mzia is from Khoni District. She is 47 years old, married, and lives with her husband, grown son, and retired mother. Mzia’s husband serves local people as a driver and earns a small monthly income. The family is involved in an agricultural business. Specifically, Mzia runs a small dairy farm. She has four milk cows, whose milk is used for cheese products, which are sold at the local open market. Mzia works hard to make some savings and improve living conditions for her family, but she still doesn’t have enough income to implement her plans.

She requested a loan to renovate the house. The existing house is old and damaged. Mzia will purchase building materials and repair it. Then, the living conditions of the family will be improved, and they will be able to spend their evenings after a hard working day in a more comfortable environment. Mzia hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $7,796,600
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Mzia to renovate the house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 16, 2013
Currency Exchange Loss:
Apr 16, 2014