Richard is married and has three children. He is 38 years old and lives in Panduma, Tukuran, Zamboanga del Sur, Philippines. Richard runs a rice retailing business to earn a living. He has been doing this for 11 years and every month he earns 14,000 PHP. He has requested a loan of 40,000 PHP to purchase additional rice to retail. In 2011, Richard joined GDMPC. Richard hopes to improve the general living conditions of his family.
Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.