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Adalat is 64 years old. She is a widow and mother of three children. As the main source of income for her family, Adalat has been raising livestock since 1985, having started her business by purchasing a single calf for 300 som (KGS). At the moment, she keeps 4 cows and has 1.3 hectares of arable land, where she annually plants cotton and corn. By breeding and reselling livestock, she earns 15,000-20,000 som (KGS) per month.

In order to continue developing her business, Adalat has turned to Bai Tushum & Partners for a loan of 120,000 som (KGS) to purchase fertilizers, pay salaries to hired help, and purchase livestock. She plans to invest her profits from this loan into further expansion of her business by buying additional livestock. In the future, she plans to improve her living conditions and carry out repairs in her home.
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Адалат 64 год, вдова, мать троих детей. В качестве основного источника дохода для своей семьи, Адалат с 1985 года занимается животноводством, начав этот бизнес с суммы в 300 сом (KGS) купив одного теленка . На сегодняшний день в хозяйстве Адалат имеется 4 коровы и 1,3 га обрабатываемой земли. На посевной земле Адалат ежегодно сажает хлопок и кукурузу. Перепродажа скота и разведение скота приносит 15,000-20,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Адалат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку удобрений, оплату труда наемным рабочим и на покупку скота. Доходы от кредита Адалат планирует вложить в дальнейшее увеличение хозяйства за счет покупки скота. В планах у розы улучшить жилищные условия и сделать ремонт.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Adalat to purchase fertilizers, to pay her employees, and to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 17, 2013
Currency Exchange Loss:
Jan 18, 2015