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Ai's Group
In this Group: Ai, Xuan, Nam, Bao, Lan
Ai was born in 1979. She has three children. Her daughter is learning in the first grade. Two others are under three years old. Her husband is a worker.

Ai is a worker who raises ducks for an employer. She earns 3,000,000 VND a month. Her family’s total earnings are about 7,000,000 VND per month.

She has participated in SEDA's credit program since 2012. In the last cycle she borrowed 5,152,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 4,256,000 VND to buy ducks and food to raise them by herself. Her dream is can let her children have good careers.

Other members who are part of Ai's group include the following:
Xuan was born in 1964. She has two children. She wants to borrow 5,600,000 VND to raise pigs.
Nam was born in 1953. She has three children. She raises pigs to earn a living. She wants to borrow 5,600,000 VND to raise pigs for selling.
Bao was born in 1962. She has two children. She raises pigs to earn a living. She wants to borrow 5,152,000 VND to raise pigs for selling.
Lan was born in 1956. She has two children. She raises pigs to earn a living. She wants to borrow 5,152,000 VND to raise pigs for selling.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $12,411,650
    Funds lent in using Kiva
  • 20,846.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Ai's Group's $1,250 loan helped a member to buy ducks and food to raise them herself.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 16, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
Covered
Ended:
Feb 17, 2014