Update on Ana DeysiAna Deysi is 47 years old and lives in her own house with her partner and children and one grandchild, all of whom are studying. For Ana Deysi, her family is the most important thing and it is for them that she does everything she can to provide them with necessities. For a living, Ana Deysi produces and sells a variety of sweet and French breads. She has been doing this for some years and so has a lot of experience and some regular customers who come to her every day. She has a strategic location for the business and it is also worth mentioning that she there is not much competition. As a result, Ana Deysi is one of the most popular sellers of bread in the area. Her dream is for her children to have a better life than she has had. Every day she wakes up early to earn the necessary money to bring her daily bread home and she wants to keep her business going for a long time as it is her principal source of income. So, to do this, Ana Deysi took the decision to approach Integral for a loan as she would like to invest in her business by buying necessary supplies such as flour, sugar, milk, margarine and more in order to make her delicious bread. She does all this with the aim of continuing to keep her business alive and to give the best possible service. She believes that only by doing this will she manage to realise her dream of giving her family better living conditions.
Previous Loan DetailsAna Deysi is 46 years old and lives in her own home with six other family members. She produces and sells sweet breads. Because she has been doing this for about 5 years, she has much experience in this trade. She is known to many people in the area where she lives, as she is very enterprising,… More from Ana Deysi's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid