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This is Miguela, 26, a resident of Silang, Cavite City, Philippines. She is married to Bernardino, a vendor, and she is a mother to their child. Together with her husband, she manages their household while operating a business. She works hard to continually provide income for their everyday expenses.

Miguela operates a market stall. She sells various fruits and vegetables in the community market. She buys produce in large quantities and sells them per kilo. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales, every day.

To help her continue operating her business, she is requesting a PHP 15,000 loan. She will use the loan to buy more quantities of fruits and vegetables to expand her product inventory. She expects a boost in her business income, as she expands her business.

Miguela hopes to have more stalls in the market one day, and dreams of giving her child a good and quality education. She faithfully meets with her co-fellowship members* every week, to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 329
    View loans »
    Philippines Loans Fundraising
  • $52,207,900
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Miguela to pay for various fruits and vegetables to resell at her market stall.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 15, 2013
Currency Exchange Loss:
May 17, 2013