David Edgardo is 51-years old and lives with his life partner and their children in their own home. He has had a metal frame-work workshop for many years. His years of work have granted him a lot of experience and allowed him to improve his earnings. His business is located in his home, which is in a busy area. He has a lot of customers. People prefer his business because of the quality of his work, his good prices and, above all, because of his excellent customer service. David is a hard-working and very active man who has a lot of goals that he hopes to meet. He puts forth the maximum effort day after day. He is tenacious in his objectives, as he knows that is way to succeed. For David, the most important things are his family and their safety. He works hard to insure his family's well-being. In the last months, their home has had some damage, and David wants to fix up his home and make some improvements with some internal divisions. But he doesn't have sufficient capital. And so he decided to request a loan from INTEGRAL that would enable him to purchase cement, bricks, sand, tools etc. David Edgardo is a good credit risk, is responsible and is certain he will be able to settle his debt. He has faith that he will give his family a full life.
David Edgardo de cincuenta y uno años de edad vive junto a su compañera de vida y sus hijos en casa propia, él posee un taller de estructura metálica tiene años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, el negocio esta ubicado en su vivienda y es un lugar muy concurrido de personas, ya tiene mucha clientela pues las personas lo prefieren porque su trabajo es de calidad, a buenos precios, pero sobre todo con un excelente servicio; David es un hombre trabajador, muy activo y con muchas metas que desea alcanzar día a día se esfuerza al máximo, es muy constante en sus objetivos pues sabe que solo así logrará el éxito, para el lo mas importante es la familia y su seguridad y trabaja duro para lograr su bienestar, en los últimos meses la vivienda ha tenido algunos deterioros y quiere darle mantenimiento y mejorarla con algunas divisiones internas pero no posee de suficiente capital por eso se decidió a solicitarle a INTEGRAL un crédito que le permita comprar cemento, ladrillos, arena, herramienta etc. David Edgardo tiene buenas referencias de pago es responsable, asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida plena.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.