On her own initiative and with much dedication and effort, Petronila Works in a small food business. She had a small space set up in her home where she can serve customers. Petronia works every day from early morning and works about eight hours. She is comfortable with this work and believes that things are going well for her because her delicious seasonings and the good service she gives to her customers.
Petronila is very grateful to the Kiva lenders and thanks to their help she can improve her home. She wants to build the roof and expand her kitchen so that she can provide more security and wellbeing to her family and customers. She will continue working and making an effort to achieve her greatest dream of having a great restaurant.
Por iniciativa propia, con mucho empeño y dedicación, Petronila trabaja en su pequeño negocio de venta de comida, ella ocupa un pequeño espacio en su vivienda para brindar sus servicios, Petronila trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, ella se siente a gusto realizando su labor y cree que le va bien pro su buena sazón y por el trato amable que ofrece a sus clientes.
Petronila se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea hacer el techado y la ampliación de su cocina, de esta manera Petronila brindara mayor seguridad y bienestar para su familia y clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener un gran restaurante.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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