Mirtha is very grateful to the Kiva lenders because thanks to them she will be able to build a house our of solid materials (bricks, cement) for her children. Her current home is made of adobe (mud bricks) and in this way she can provide a better quality of life for her family and made her greatest dream come true, “Give a profession to her son.”
Mirtha está muy agradecida con los prestamistas Kiva ya que gracias a la ayuda que le han brindado ella podrá construir una habitación de material noble (ladrillo, cemento), para su hijos ya que actualmente es de adobe (ladrillos de barro); de esta manera podrá brindarle una mejor calidad de vida a su familia y luchar por hacer realidad su más grande sueño:” Darle una profesión a su hijo”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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