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Judith Valentina
Judith is 32 and lives in the city of Ica with her partner. She is a very friendly, hardworking, and enthusiastic person, who has a big desire to overcome. Thanks to her efforts and the support of her parents, Judith was able to study communication sciences. In her free time she likes to play sports and on some occasions she cooks a very delicious Carapulcra (Peruvian stew) to share with her family.

By her own initiative, with much tenacity and dedication, Judith works as a saleswoman in a company in her city. She works every day starting at early hours in the morning and can do it for approximately 12 hours. She feels at ease doing her work and believes that it is going well for her due to her good performance and the kind way she treats others.

Judith is very thankful to the Kiva lenders. Thanks to the help provided she will be able to purchase a motorcycle, which will allow her to be able to have transportation from her home (which is in the distance) to the center of the city, where her work is. In this way, Judith will be able to save a bit of money, with the goal of using it in a future that is not very far away, for the purchase of her own house.
View original language description ↓
Judith es una mujer de 32 años, vive en la ciudad de Ica con su pareja, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Judith pudo estudiar la carrera profesional de Ciencias de la Comunicación, en sus ratos libres le gusta hacer deporte y en algunas ocasiones cocina una riquísima Carapulcra para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Judith trabaja como promotora de ventas en una empresa de su ciudad, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de12 horas, ella se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Judith se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una moto lineal, la cual le servirá de mucho para poder transporte desde las lejanías de su hogar hasta el centro de ciudad, donde queda su trabajo, de esta manera Judith podrá ahorrar un poco de dinero, a fin de utilizarlo en un futuro no muy lejano para la compra de su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,000 helped Judith Valentina to buy a motorcycle.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 29, 2012
Listed
Jan 15, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 21, 2014