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Maria Mercedes
María lives in the canton of Libertad. She is 30 years old. She is married and has two children. She made the decision to look for work in order to continue her children's education and because how no one was giving her the opportunity to work for a company. She decided to raise money in order to open her business of selling cosmetics. Presently, her business grew little by little until the point of having a customer base. Maria works alone in her store daily. Her dream is to expand her cosmetics sales and have a store in the future.
View original language description ↓
María vive en el cantón libertad. Tiene 30 años. Esta unida tiene dos hijos .Ella Toma la decisión de buscar trabajo para seguir con los estudios de sus hijos. Como nadie le daba la oportunidad de trabajar en una empresa. Decide juntar dinero para dar apertura a su negocio de venta de cosméticos. En la actualidad su negocio poco a poco creció hasta llegar a tener una clientela. Maria trabaja en su negocio sola diariamente. Con el préstamo perfumes, cremas, desodorantes etc. Su meta es ampliar sus ventas de cosmeticos y tener una tienda en el futuro.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $25,026,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Maria Mercedes to purchase perfumes, creams, deoderants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Feb 1, 2013
Currency Exchange Loss:
Nov 21, 2013