Ena lives with her husband and her young son, who is her motivation for getting ahead. She makes a living by selling hair creams, body creams, cosmetics, perfumes, and other things. She also goes out day after day to sell products from catalogues to her neighbors, friends, and other people residing in the district. With this she can increase her home finances and have everything she needs to live a stable life. Ena greatly desires to improve her home in order to give her son the best conditions possible so he can have a safe home. She is requesting a loan from Integral, with which she will improve her home by widening it make another room and repairing the floor. In doing this, Ena will be able to live more peacefully and in better conditions with her family.
Ena vive junto a su esposo y un pequeño hijo quien es su fuerza para salir adelante. Ella se dedica a la venta de cremas para el cabello y el cuerpo, cosméticos, perfumes, y otros más, así mismo vende productos de catálogos, los cuales día con día sale a vender de forma ambulante con vecinas, amigas, y otras personas que residen en la zona, con esto ella puede mejorar su economía en el hogar contando con todo lo necesario para vivir estables. Ena desea mucho mejorar su vivienda y así brindarle las condiciones óptimas a su hijo para que cuente con una vivienda segura. Ella solicita un préstamo a INTEGRAL, con el cual pueda invertir en la mejora de su hogar, ampliándola para realizar una habitación más y así mismo para realizar reparaciones en el piso. Con esto Ena podrá vivir más tranquila y en mejores condiciones junto a su familia.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.