19 De Junio Group
The loan they’ll take out will benefit small micro businesswomen like Gladis. She indicates that she’s been a member of Pro Mujer for a year having been invited to join by one of the institution’s promoters who visited her at home. She currently has a business making and selling food that she started thanks to her aunt but today she operates by herself.
The loan she’ll take out now is to increase capital. She will buy rice, noodles, oil, etc. at wholesale in street markets in the city of El Alto and then after making it will sell it in street markets in El Alto. This way of working allows her to generate income to support her family composed of her and her mother. When asked what she likes about Pro Mujer, she answers that she likes the health training and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Gladis es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que le fue a visitar a su casa. En la actualidad ella tiene un negocio de elaboración y venta de comida que emprendió mediante su Tía y que hoy en día lo ejerce por cuenta propia.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo, aceite, etc.) que adquirirá de las ferias de la ciudad de El Alto, por mayor, y posteriormente a la elaboración lo comercializará en las ferias de la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos económicos para apoyar a su familia, que componen su madre y para ella.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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