Las Solidarias Group
The loan they are taking out will benefit small microbusinesses of which Clotilde is a member. She says she joined Pro Mujer four years ago through the invitation of a friend who is a member of the institution. She currently has a garment-sewing business which she has had for four years; sewing is a skill she learnt in a technical course which she opted to take, and subsequently this knowledge gave her a way of generating income. The loan she is taking out is to increase capital (purchasing fabric), which she will obtain wholesale from the fairs in the city of El Alto and use to make garments to sell. This work allows her to generate income to support her family since she lives in a civil union and has a son.
When she was asked what she liked about Pro Mujer, she replied that she liked its healthcare services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Clotilde es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura de prendas que viene trabajando hace años atrás; esta técnica la aprendió en un curso técnico que optó aprender, posteriormente este conocimiento lo volvió un oficio para generar recursos económicos.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las ferias de la ciudad de El Alto, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos económicos para apoyar a su familia ya que ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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