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Sonia Bertalina
Sonia Bertalina, age 45, lives in her own house with her life partner and their children. She sells typical snacks, ‘atol’ [corn-based beverage], empanadas, pastries, and ‘pupusas’ [stuffed corn tortillas], among others.

She has had the business for several years, and this has rewarded her with a lot of sales experience. This allows her to get better income. She does business in a place that is very good for commercial activities. She has a lot of fixed customers who prefer her. This is because everything she sells is first quality at reasonable prices and because, most of all, she provides excellent service.

Sonia is an enterprising woman with a great desire to get ahead. She is always on the lookout for new opportunities that will allow her to achieve the success she so desires.

Like all good merchants, she wants to make her business grow and make a new investment. However, in order to do so she needs financial backing. That is why she is requesting a loan from Integral. The loan will allow her to buy vegetables, corn, meat, and soft cheeses, etc.

Sonia Bertalina has good payment references and is very responsible. She assures that she will be able to repay the loan. She is confident that she will give her family a better quality of life.
View original language description ↓
Sonia Bertalina de cuarenta y cinco años de edad vive junto a su compañero de vida y sus hijos en casa propia, ella se dedica a la venta de antojitos típicos, atol, empanadas, pastelitos, pupusas, entre otros tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias, comercia en el lugar que califico como muy bueno para sus actividades comerciales ya tiene mucha clientela fija que la prefiere porque todo lo que vende es de primera calidad, a precios accesibles pero sobre todo con un excelente servicio; Sonia es una mujer emprendedora, con muchas ganas de salir adelante siempre esta a la expectativa de nuevas oportunidades que le permitan alcanzar el éxito que tanto desea, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero para ello necesita de capital que la respalde por eso le solicita a INTEGRAL un credito que le permita comprar verduras, maíz, carnes, quesillo, etc. Sonia Bertalina tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez tiene la confianza que le dara a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 836
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Sonia Bertalina to buy vegetables, corn, meat, and soft cheeses, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Jan 15, 2013
Currency Exchange Loss:
Dec 19, 2013