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Blanca Esmeralda
Blanca is 55 years old, married, and has a son. She lives in La Esperanza Intibucá with her husband and son. Two years ago, Blanca decided to set up her own business, a small general store, where she sells basic household necessities such as sugar, rice, beans, bread, soft drinks, lard, snacks condiments, chicken, coffee, and other items.

She has always had a business; previously she sold meals. She is requesting a second loan from ODEF, for 11,000 lempiras, with which she is going to buy a second-hand freezer so that she can sell cold cuts.

This investment will help her to sell cold cuts in the general store. Her plan is to reinvest the earnings to make her business grow.
View original language description ↓
Doña Blanca tiene 55 años de edad, esta casada, tiene un hijo y vive en la Esperanza Intibucá junto a su esposo y su hijo. Doña Blanca hace dos años decidió establecer su propio negocio de una pulpería donde vende productos de la canasta básica familiar, como ser: azúcar, arroz, frijoles, pan, refrescos, manteca, churros, condimentos, pollo, café y otros. Ella siempre se ha dedicado al comercio anteriormente vendía comidas. Esta solicitando un segundo préstamo a ODEF por 11,000 lempiras con el cual va comprar un frezer o congelador de segunda mano para vender embutidos. Esta inversión le ayudara a poder vender embutidos en la pulpería. Su plan es reinvertir las ganancias para hacer crecer el negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Blanca Esmeralda to buy a freezers so that she can sell cold cuts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 7, 2013
Jan 15, 2013
Currency Exchange Loss:
Jan 17, 2014