Check out other loans that are currently fundraising!
Raúl, who is 42 years old, lives with his life partner and their children in their own home. He makes a living selling vegetables. He has several years of experience in this business; his experience has helped him to achieve a higher profit margin. His sales stand is in a good location that is a good fit for the business. He has a good customer base, because people prefer to buy from him because he sells the freshest vegetables at the best prices and also provides the fastest service.

Raúl is a man who is very devoted to his work, willing to give everything he has to be able to reach his goals. The most important thing to him in life is his family. In the last few weeks the deterioration of the house has taken the peace out of their home atmosphere. The house needs repairs and he wants to do them as soon as possible, to insure the safety of his home. His greatest secret is perseverance, he knows that this is the key to success. He needs to invest in home repairs, but does not have sufficient capital to do so. This is why he has requested a loan through INTEGRAL. The loan he has requested will allow him to buy cement, bricks, wood, tools, etc. Raúl has a good credit history and takes full responsibility for paying the loan back. He has faith that he will be able to provide a better quality of life for his family.
View original language description ↓
Raúl de cuarenta y dos años de edad vive junto a su compañera de vida y sus hijos en casa propia, él se dedica a la venta de verduras, tiene varios años de experiencia en el negocio y eso le ha dado la oportunidad de obtener siempre las mejores ganancias, su puesto esta ubicada en un lugar que califico como bueno para su trabajo ya tiene mucha clientela pues las personas lo prefieren porque vende las verduras mas frescas, además tiene los mejores precios, y el servicio mas rápido; Raúl es un hombre entregado a su labor, dispuesta a dar todo de su parte para cumplir sus sueños lo mas impórtate en su vida es su familia y en las ultimas semanas el deterioro de su vivienda ha incomodado la tranquilidad de su hogar, la casa necesita reparaciones y quiere realizarlas lo mas pronto posible para la seguridad en su hogar, su mas grande secreto es la perseverancia, sabe que así alcanzara el éxito, necesita invertir pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar cemento, ladrillos, madera, herramientas etc. Raúl tiene buenas referencias de pago y se hace responsable de cancelar la deuda y a la vez tiene fe que podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 632
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Raul to buy cement, bricks, wood and tools.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 9, 2013
Jan 15, 2013
Currency Exchange Loss:
Jul 17, 2014