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Ruth Delia

Update on Ruth Delia

Ruth Delia remains with the "Virgen Purificada de Angostura" communal bank and is selling dry grains such as barley, corn and wheat as well as vegetables such as lettuce, tomatoes, onions, parsley and others. She has been doing this for some years and, thanks to her determination, the business is going well. On this occasion, Ruth Delia needs the loan to buy dry grains and vegetables. She is happy with the loan and promises to make the repayments.
View original language description ↓
Ruth Delia continúa en el banco comunal “Virgen Purificada de Angostura” y con la venta de granos secos como cebada, maíz y trigo y también con la venta de verduras como lechugas, tomates, cebollas, perejil y otras cosas más. Ya son varios años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. En esta oportunidad requiere el préstamo para comprar granos secos y verduras. Está feliz por el préstamo y se compromete a cumplir con los pagos de sus cuotas.

Previous Loan Details

The member belongs to the communal bank “VIRGEN PURIFICADA DE ANGOSTURA;” the bank is located in the district of Cusco, which belongs to Cusco department and province. The member, Ruth Delia, is 31 and single. She alternates her daily activities: selling dry products like potatoes and starches... More from Ruth Delia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 152
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ruth Delia to buy dry grains and vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Feb 1, 2013
Currency Exchange Loss:
Jul 17, 2013