Tam was born in 1973. She has a son and two daughters. They are studying at secondary school and primary school. Her husband is a builder. His income is about 5,000,000 VND per month. Tam grows rice and sells fish to earn a living. She earns about 6,000,000 VND per month. She has done this job for 15 years. Her family’s total income is 11,000,000 VND.
She has participated in SEDA’s microfinance program since 2004. In the last loan cycle, she borrowed 8,502,000 VND and repaid on time. In this loan cycle, she would like to borrow 10,246,000 VND to buy more fish to sell.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.