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Berta Hilda

Update on Berta Hilda

Berta lives in the municipality of Ticuantepe together with her husband and children. Berta is a hardworking woman who is trying to improve her home. Her husband works for a private company and she helps him to pay their household expenses.

With this new loan, Berta will be able to buy some produce for her business, which will allow her to offer her customers a better variety. She works selling fruits and vegetables, so she will buy: onions, peppers, tomatoes, carrots, cabbage, among others, as well as fruits: watermelon, melons, oranges, bananas, etc.

Berta is grateful for the support she receives from Afodenic through the Kiva loans offered to her.
View original language description ↓
La señora Berta habita en el municipio de Ticuantepe junto a su esposo e hijos, ella es una mujer trabajadora que busca la mejoria es su hogar ya que su esposo labaora para una empresa privada y ella comparte con el los gastos del hogar, con este nuevo credito ella podra realizar compras para su negocio y asi lograr tener un buen inventario, su negocio es de venta de Frutas y verduras, comprara lo siguiente: Cebolla, Chiltoma, Tomate, Zanahoria, Repollo, etc. y frutas como: Sandia, Melon, Naranja, Banano, etc. Agradece el apoyo que Afodenic atravez de Fondos Kiva le han brindado.

Previous Loan Details

Sra. Bertha has been a resident of the town of Ticuantepe for several years. She sells fruits and vegetables, a profitable business for her. Moreover, her husband, who works as a driver for a private company, is very supportive of her. With this new funding, she will be able to stock her frui... More from Berta Hilda's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Berta Hilda to buy fruits and vegetables.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 15, 2013
Currency Exchange Loss:
Jun 17, 2014