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Cindhy Lisett
In the warm city of Ica, where the popular tourist attraction "Laguna de Huacachina" can be found, lives Cindhy. This cheerful and charismatic young woman is above all very ambitious. She works in a small business selling clothes, at which she works around 8 hours a day, and with the fruits of her labours she can support her parents with the household expenses. She believes her small business is doing well because she is very responsible, and above all honest.

Cindhy is very grateful to the Kiva lenders, as thanks to their help she will be able to buy merchandise for her business, such as summer clothes (shorts, polo shirts, skirts and vest tops, among others), so she will have a greater variety of garments to offer to her clients, and she can continue to strive to make her biggest dream a reality: "to have her own house".
View original language description ↓
En la cálida ciudad de Ica, donde se encuentra uno de los atractivos turísticos muy visitados de la ciudad, el cual es la “Laguna de Huacachina”. Aquí vive Cindhy, una joven de carácter alegre y carismático y sobre todo con muchas ganas de salir adelante. Ella trabaja en un pequeño negocio de venta de ropa, en el cual labora alrededor de 8 horas al día y con fruto de su trabajo puede apoyar a sus padres con los gastos del hogar; ella cree que está saliendo adelante con su pequeño negocio porque es muy responsable y sobre todo honesta y responsable.

Cindhy está muy agradecida con los prestamistas Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para su negocio como ropa de verano (short, polos, faldas, bivirís, entre otros), así tendrá mas variedad de prendas que ofrecer a sus clientes y seguir luchando por hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 68
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $450 helped Cindhy Lisett to buy merchandise (shorts, polo shirts, skirts, and vest tops, among others).
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 3, 2013
Listed
Jan 15, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 21, 2014