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Rosas Group
In this Group: Dominga Fortunata, Renee, Aquelina, Teresa, Placida Yluminada, Alejandrina Eva, Nelly, Gudelia, Hilda, Maximiliana, Ana, Nanci, Asuntina, Silvia Magaly, Lisbet Gleny, Marisol, Gladys Edgardina, Nilda, Edith, Edith Melissa, Estrella Rosi, Edith, Consuelo, Carmen Rosa, Hilda, Ana Maria
View original language description ↓
The Banco Comunal Rosas is a group that was recently started with 26 associates.





The group's members run different kinds of businesses such as selling groceries, cheese, drinks, clothing, candy, food, vegetables, arts and crafts, hardware, juices and young animals. They sell their wares from their homes or by traveling door-to-door.



The members need different loan amounts: some of 300 soles, 600 soles, 1,000 soles, making a total loan of 13,600 soles.



These loans will be invested in the purchases of rice, sugar, oil, meat, fruit, gas, pants, sweaters, cassocks, cheeses, tomatoes, onions, cookies, chocolates, and crafts.



The members' dreams are to build houses, establish businesses, proviD. an education to their children, and be professional.

Translated from Spanish by Kate Divjak, Kiva Volunteer.




El Banco Comunal Rosas, es un Banco que recién inicia con 26 socias.


Las socias realizan diferentes negocios como venta D. abarrotes, quesos, bebidas, ropa, golosinas, comida, verduras, artesanía, artículos D. ferretería, elaboración D. jugos y animales menores. Sus ventas lo realizan en sus domicilios, ambulatoriamente y reparten a domicilio.


Las socias necesitan diferentes montos D. préstamos, algunos montos son D. 300 soles, 600 soles, 1000 soles, haciendo un total D. 13,600 soles D. préstamos en el Banco Comunal.


Los préstamos lo invertirán en la compra D. arroz, azúcar, aceite, carne, frutas, gaseosas, pantalones, chompas, casacas, quesos, tomate, cebolla, galletas, chocolates y artesanías.


Los sueños D. las socias son construir su casa, establecer su negocio, brindar una buena educación a sus hijos y sean profesionales.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosas Group's $4,850 loan helped a member these loans will be invested in the purchases of rice, sugar, oil, meat, fruit, gas, pants, sweaters, cassocks, cheeses, tomatoes, onions, cookies, chocolates, and crafts.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jul 15, 2008
Listed
Jun 9, 2008
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2009