Warada lives in the Kongowea area of Coast Province, Kenya. He is married and has five school-aged children. He owns a clothes shop and has been in business for five years. He started the business with his personal savings. He is also an electrical contractor.
Warada’s friends invited him to join a group with Milango Financial Services. His aim is to improve his business operations. His main challenges are occasional limited demand and high market fees. Warada is applying for a loan of 41,900 Kenya shillings to buy clothing to sell. The extra income from the loan will be added to his savings and used to educate his children. He wants his business to grow into a wholesale outlet in the near future.