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Ms. Suraya is an active 44-year-old, a married woman. She is has been efficiently running a beauty parlor in her home for the last six years. She has received a lot of appreciation from the members of her community. She makes enough to lead a decent life, though her husband’s income is not sufficient to meet the everyday expenditures of their household. She is the loving mother of six children. She is in charge of providing her family with good food, health care and education. She has slowly but surely improved her beauty parlor by taking loans from the Kashf Foundation. Now she has requested a loan of PKR 30,000 to buy a stock of cosmetics, hair treatment products and cleansers. She expects to earn more profits and thus to be able to give better support to her family. She intends to spend the part of the income on providing good quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 483
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 97.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Suraya to purchase cosmetics, hair treatment products and cleansers for her home-based beauty parlor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014