Jahangir is a 42-year-old man, married with three children. He repairs carpentery and works in his garage. He has 15 years of experience in this field. He takes orders from his house and makes gates, doors, windows, roofs and other items from steel. His monthly income is 170 AZN. His son helps him to take orders and works with Jahangir completing items.
The main challenge in his work is to fill orders on time, and to do this, his working materials are not enough. He applied for 1000 AZN to purchase more steel to take more orders and increase his profit.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.