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Razia
Ms. Razia is a 41-year-old married woman. She has been successfully running a small general store in her community for the last four years. She offers various goods for daily use. She has good communication skills and counts on a good client list. Her husband is employed in the private sector and earns insufficient income to support his family alone. She wants to educate her children so she is running her store to cover their educational expenses. She is a mother of four and is motivated to provide for her family.

Because she wants to grow her business, she requested a loan of Rs. 30,000 to buy stock of rice and flour from the market at lower rates. She then would be able to meet the increasing demand consistently. She is in her third loan cycle and has shown excellent repayment behavior. She wishes to utilize part of the revenue to deal with personal expenses and to increase business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 242
    View loans »
    Pakistan Loans Fundraising
  • $14,499,975
    Funds lent in using Kiva
  • 97.3
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $325 helped Razia to buy stock of rice and flour from the market at lower rates.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 8, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013