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Ms. Kaniz is 24 year old married woman. She is a housewife and lives with her three children, her husband and her father-in-law. The man shown in the photo is Kaniz’s husband, who has been driving a rickshaw for many years to meet the family expenses. It now requires maintenance to keep it running reliably. Kaniz has applied to Kashf Foundation for a loan of PKR 30,000 to buy new tires for her husband’s vehicle. This will help him drive more smoothly and provide better transport service to his passengers. Kaniz is hopeful that this loan will be a productive one for her husband and will bring him more profits. She dreams of providing a quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 457
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 97.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Kaniz to buy new tires for her husband’s rickshaw.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014