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Gocha is 42 years old. He lives in Chiatura, in the village of Kartskhi with his wife and two infant children. Gocha and his wife run an agricultural farm in the village. They have a vineyard and a plot of agricultural land where various fruits and vegetables are grown. After the harvest season, the fruits and vegetables are sold to the retailers. In addition, they are involved in the animal husbandry business and have a milk cow and nine sheep. Along with the above-mentioned business, Gocha is a shoemaker. When he has orders from the villagers, he repairs shoes and gets additional income. With the requested loan, Gocha will purchase a milk cow. He plans to produce more Georgian cheese and sell it on the market. It will increase the income of the family. Gocha and his wife hope that the cheese production will allow them to save for an improvement in living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $7,802,825
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Gocha to purchase a milk cow.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 15, 2013
Currency Exchange Loss:
Aug 17, 2014