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Anarkul is 45 years old and a widow. She was born in a very simple farming family with many children. From a young age she was an independent child and she helped her mother to take care of the household. She has a high school education. She and her husband have raised two sons who have been a reliable source of support since the grandmother passed away. By nature, Anarkul is a very lively, kind and honest woman.

Anarkul has been involved in animal husbandry since 1996. She and her husband started this business with an initial capital of 15,000 som (KGS) with which they bought some sheep. Thanks to their hard work and their determination, the farm is now very successful. Beside animal husbandry, Anarkul is also actively involved in agriculture. Her family now cultivates more than 6 hectares (14.82 acres) of land on which they sow wheat, potatoes and plants for forage, every year. The family's monthly income amounts to about 10,000 som (KGS).

In order to increase their headcount of livestock, Anarkul has turned to Bai Tushum & Partners for a loan of 130,000 som (KGS) with which she will purchase sheep and calves. With the earnings from the loan that she has received, she is planning to increase her headcount of livestock and, as a result, improve the family's living conditions.
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Анаркул 45 лет,вдова. Анаркул родилась в простой и многодетной семье фермера, с детства была самостоятельным ребенком и помогала матери по уходу за домом. Анаркул получила среднее образование в школе. С мужем они воспитали детей, двоих сыновей. Сыновья являются остаются надежной опорой для матери после смерти матери. По характеру Анаркул очень жизнерадостная добрая и честная женщина.С 1996 года Анаркул начала заниматься животноводством. Их начальный капитал составлял 15,000 сом(KGS) они закупили овец. Благодаря их трудолюбию и целеустремленности на сегодняшний день у них в очень успешное хозяйство. По мимо этого Анаркул активно занимается растениеводством, на сегодняшний день они обрабатывают более чем 6,0 га земли. Геде ежегодно сеют пшеницу корьофель и кормовые культуры. Ежемесячный доход семьи составляет около 10,000 сом (KGS). В целях дальнейшего увеличения поголовья скота, Анаркул обратилась в Компанию «Бай – Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS)на покупку овец и теленка. За счет доходов от полученного кредита планируют увеличить поголовье скота и соответственно улучшить условия жизни.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 91
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,750 helped Anargul to purchase more livestock for her farm.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 16, 2013
Currency Exchange Loss:
Jul 17, 2014